Privacy Policy
Last updated: September 2026 | Australian Credit Licence 525087 (Theorify Pty Ltd)
1. Commitment to Privacy
Regional Credit SA (operated under Australian Credit Licence #525087 by Theorify Pty Ltd) is committed to protecting your personal information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs). This policy outlines how we collect, store, use, and disclose personal data when you interact with our websites and pre-qualification application tools.
2. Information We Collect
To assess eligibility for consumer line of credit pre-qualification, we collect personal and financial information provided directly by you during the application process, including:
- Full name, residential address, postcode, and suburb
- Contact details including mobile phone number and email address
- Employment status, weekly income, and Centrelink income ratio
- Bankruptcy, insolvency, or Part 9 Debt Agreement history
- Technical data such as IP address, browser user-agent, and interaction analytics
3. How We Use Your Information
Your information is used solely for the following purposes:
- Evaluating geographic service eligibility and credit pre-qualification parameters
- Dispatching instant SMS and email notifications regarding your application status
- Connecting you with an authorised credit representative to process formal loan documents
- Complying with statutory obligations under the National Consumer Credit Protection Act 2009
- Improving website performance, security monitoring, and fraud prevention
4. Cookies & Analytics Technologies
We use cookies, web beacons, and first/third-party analytics services (such as Google Analytics and tag manager tools) to monitor website traffic, conversion performance, and site responsiveness. You may adjust your browser settings to disable cookies, though certain interactive features may be limited as a result.
5. Contact Our Privacy Officer
If you wish to access or correct your personal data, request deletion, or submit a privacy inquiry, please contact our Privacy Officer: