Fee & Interest Disclosure: Our flexible personal line of credit carries $0 establishment fees and $0 monthly account management fees. Fixed interest rates offered vary between 19.95%, 35%, or 48% per annum, determined by applicant credit assessment. Interest is charged on the outstanding balance only. Maximum repayment term for each drawing is 36 months. A dishonour fee of $33 is payable if a repayment is declined or missed.
Territory Restriction: Lead generation and online pre-qualification services on this site are strictly available to residents of designated regional South Australia locations outside Adelaide metropolitan boundaries and store radius zones.
Warning about Borrowing: Do you really need a loan? Consider alternatives before borrowing. For financial assistance and independent advice, visit Moneysmart.gov.au or call 1800 007 007.
© 2026 Regional Credit SA. Operated by Theorify Pty Ltd (ACL #525087).